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Wigs Covered by Insurance (Cranial Prosthesis)

Medical wigs · Cranial prostheses

Your medical wig may be covered by insurance.

If you're experiencing hair loss from chemotherapy, alopecia, or another medical condition, many insurance plans reimburse some or all of the cost of a wig — when it's billed as a cranial prosthesis. We'll help you choose the right piece and give you every document your insurer asks for.

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Hand-made Remy human hair & synthetic wigsItemized invoice & billing codes providedTrusted by 350,000+ women since 1968

How insurance coverage works

1

Ask your doctor for a prescription

Request a prescription for a “cranial prosthesis” (not a “wig”) that notes your medical diagnosis — e.g. alopecia or chemotherapy-induced hair loss.

2

Call your insurer to confirm benefits

Ask whether your plan covers a cranial prosthesis, what portion is reimbursed, and whether pre-authorization is required.

3

Choose your wig with our experts

Book a free virtual or in-person consultation. We'll color-match you, fit your cap size, and help you choose the right wig.

4

Submit our documentation

We provide an itemized invoice written as a cranial prosthesis with the standard billing code, plus a claim letter template. You submit and get reimbursed.

Who typically qualifies

  • Hair loss from chemotherapy or radiation treatment
  • Alopecia areata, totalis, or universalis
  • Trichotillomania and other medical hair-loss conditions
  • Hair loss from thyroid disorders, lupus, or medication side-effects
  • Burns or scalp injury

What Dimples provides

Itemized invoice — describing the purchase as a cranial prosthesis, with our business details and your order specifics.

Standard billing code — the code insurers commonly use for cranial prostheses, printed on your invoice.

Claim letter template — a fill-in-the-blank cover letter for your submission.

A real human — call, text, or email us if your insurer asks for anything else.

Insurance questions, answered

How much will my insurance pay?
It depends entirely on your plan. Typical outcomes range from a fixed benefit to 80–100% of the wig's cost up to a cap. Medicare generally does not cover cranial prostheses, but many Medicare Advantage and private plans do — and wig costs may also be reimbursable through an HSA/FSA. Always confirm with your insurer first.
Why does it have to say “cranial prosthesis”?
Insurers classify a medical wig as durable medical equipment when it's prescribed and billed as a cranial prosthesis. A receipt that just says “wig” is usually denied. Our invoices are written the way claims departments expect.
Do I pay up front?
Yes — you purchase your wig from us, then submit our documentation to your insurer for reimbursement. Flexible payment options, including installments, are available at checkout.
What if my claim is denied?
Denials are often procedural. Ask your insurer for the denial reason in writing, and contact us — we'll help you correct the paperwork and appeal.
Which wigs qualify?
Any Dimples wig can be billed as a cranial prosthesis when you have a valid prescription. Our consultants will help you match the wig to your benefit amount if budget matters.

Start with a free, no-pressure consultation

Talk with a Dimples hair-loss specialist about your coverage, your color match, and what will feel most like you. No obligation — just honest guidance, the way we've done it since 1968.

Book my free consultation

Dimples is not an insurance provider and cannot guarantee reimbursement. Coverage for cranial prostheses varies by insurer, plan, and state; always verify your benefits before purchasing. This page is general guidance, not medical, legal, or benefits advice.

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